5 Star Processing Business Credit Card
Minimum Requirements:
Business Bank Account
Minimum Personal FICO Score Of 300+
EIN/TAX ID Number
REPORTS TO D & B currently
more coming soon…
Easy Enrollment Process
When You Enroll, You Receive An Initial Line Of Unsecured Credit Between $200-$10,000
Pick a Program
Transfer Program Settlement
Decide on a specific amount
( $50,$75,$100,other), you would like debited from your business bank account
The transfer can be applied weekly,
Bi-Weekly or monthly ( Minimum weekly transfer amount is $50)
The transfer will be applied toward the remaining balance on the card for that week. If you do not have a balance, it will be applied as a CREDIT toward your new business credit card thus increasing your spending limit
Transfer Program Settlement
We offer a robust solution for business owners that accepts card payment from their customers. The Merchant Saving solution program is designed to help our business owners. *Build Business Credit * Earn cashback to accept your customer’s card payments * Increase your revolving spending capabilities The program is straightforward. You decide on a specific % you would like to have applied from your credit card batch totals to apply to your business credit card. The funds applied to your card will pay toward any balance if there is one or increasing your spending limit by having the funds apply to your card. IT LIKE HAVING A BUSINESS BANK ACCOUNT EXCEPT ITS HELPING YOU BUILD CREDIT See the example below. If you process $1,000.00 and choose a 10% split, $900 will go into your bank account, and $100.00 will get applied to your card. Another example is if your average ticket sale is $60.00 and you choose a 10% split; $54.00 will go into your business bank account, and $6.00 will apply to your new business credit card.
FREE CREDIT CARD TERMINAL PROVIDE!Spend & Build Business Credit
As you use your NEW BUSINESS CREDIT CARD, you will find relief knowing that you are building business credit with every transaction. You now, have a way to separate your personal and business expenses in style as well.
Get Started Today!
Simply by using your new credit card for business expenses, inventory, supplies or anywhere that MasterCard is accepted…
You Are Building a Strong Credit History
IN YOUR BUSINESS’ NAME
5 Star Processing Business Credit Card
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Easy Credit Approval ! See how it works.
Get Started Today!
Complete our sign up form
Click sign up and provide a few details about you and your business
You receive an email
You review your application and complete the process by signing your document
We set up your payment acceptance solution
You decided your weekly bank withdrawal amount, our teams will set you up
with solutions and provide any user training needed.
You authorize a weekly debit from your account
When you’re ready to go, get access to our support teams 24/7
You weekly batch gets loaded to your unsecured credit card
Settlement funds are added to your MasterCard
You make purchase for your business
As you use your MasterCard your business credit increases
How do I become an affiliate?
Help your business clients establish business credit
Yes we do ! This is a great program that helps you offer additional products to your business clients
Frequently Asked Questions
Payment Transfer Program
Decide on a specific amount
( $50,$75,$100,other), you would like debited from your business bank account
The transfer can be applied weekly, Bi-Monthly, or monthly ( Minimum weekly transfer amount is $50.
The transfer will be applied toward the remaining balance on the card for that week. If you do not have a balance, it will be applied as a CREDIT toward your new business credit card thus increasing your spending limit
Example
Credit Limit $500
Weekly Transfer $100
You go to the store to buy a computer monitor for $200.00 on your new card. You now have a balance of $200.00 you will have a remaining unsecured spending ability of $300. The upcoming weekly transfer of $100.00 will go toward the $200.00 balance, leaving you a remaining balance $100.00 on your card. If not used, the weekly transfer the following week will bring the balance to $0.00
If you DO NOT have a balance
Your Credit limit will remain at $500.00; the weekly Transfer of $100.00 will increase your spending limit to $600.00 and increase weekly if not used $600, $700, $800,etc… This is for the life of the card
Merchant Savings Solution Program
We offer a robust solution for business owners that accepts card payment from their customers.
The Merchant Saving solution program is designed to help our business owners.
*Build Business Credit
* Earn cashback to accept your customer’s card payments
* Increase your revolving spending capabilities
The program is straightforward. You decide on a specific % you would like to have applied from your credit card batch totals to apply to your business credit card. The funds applied to your card will pay toward any balance if there is one or increasing your spending limit by having the funds apply to your card.
IT LIKE HAVING A BUSINESS BANK ACCOUNT EXCEPT ITS HELPING YOU BUILD CREDIT
See the example below.
If you process $1,000.00 and choose a 10% split, $900 will go into your bank account, and $100.00 will get applied to your card.
Another example is if your average ticket sale is $60.00 and you choose a 10% split; $54.00 will go into your business bank account, and $6.00 will apply to your new business credit card
To Qualify, you need an active Business account along with your Tax Id #, a Minimum personal FICO score of 300+ the balance on your Business Card.
Yes, There is a $99 application fee to get started.
FULL REFUND IF DENIED
That’s how confident we are you will be approved.
Because this is a banking product, the bank must follow the “Patriot Act” and be sure that you are who you say you are. They will do a “soft pull” at the credit bureau to be sure that you have a file. It will not affect your credit score but it will generate a FICO (Experian) score that the bank will use to offer you an initial unsecured line of credit. After three months of your business transaction history, they will review your account and may increase your line of credit. To view FICO scores to line of credit matrix, CLICK HERE
No. However, 5 Star Processing offers additional perks such as rate discounts on merchant service processing if you have one of our 5 Star Processing Business Credit Cards
$50.00
$75.00 ( Recommended )
$100.00
There is a $6.95 monthly fee charged to your new credit card.
As you accept credit cards, a portion of your settlements are being applied to any outstanding balance on your credit card. As your balance is paid, there should be no finance charges or carrying costs
The approval process generally takes less than one business day.
Yes. Move cash from world mastercard to your bank account instantly for a 3% fee
Yes. You can add as many cards as you would like and you have complete control over spending limits and authorization amounts through your business management portal
Dun & Bradstreet
*As a reminder, its important to register your new Tax ID number with D & B, which can be done after you get your card